Financing Info

Dream Financing For Your Dream Home

Trinity Classic Homes have partnered with Homebridge to offer a variety of ways for you to purchase a new home. Financing flexibility like our LOCK & SHOP program allows you to lock in your rates for up to 360 days while you shop for a new home.

    Lock + Shop

    Shop with peace of mind and security. With this great program, you secure a great rate first and then take the time you need to find your dream home.

    Lock + Shop features include:

    • Lock your rate for up to 180 days* while you shop for a home.
    • Exercise a one-time float down within 60 days of closing.**

    Frequently Asked Questions

    How long can I lock in a rate?

    You can lock for 60 to 360 days on our program.

    Is there a cost to the Lock + Shop program?

    For 120 to 360 day locks, there is a 0.50% fee that is collected at the time of lock. The lock fee is 100% refunded at closing.

    How does the lock work?

    Your rate is locked in advance for the term you select when you apply with the lender. Your locked rate protects you from rising interest rates while you shop and select your new home. If rates rise above your locked rate, then you received your locked rate at closing if rates stay the same or go down, you can exercise your float down within 60 days of closing to current market rates. There is no cost to the float down and you receive the best available rate.

    What loan programs are available?

    Here's the good news. Our Lock + Shop program is available on all conventional, FHA, VA, and USDA loan programs. Our team has many financing options available to you.

    Mortgage Calculator

    $1,527.71Total Amount Per Month*
    • Principal & Interest: 1,077.71
    • Taxes: 275.00
    • Fees / Dues: 175.00

    Buy Points & Save Monthly

    PointsPoint CostNew Interest RateNew Monthly PaymentChart
    0.25$6003.44%$1,519 (-$8)
    0.50$1,2003.38%$1,511 (-$17)
    0.75$1,8003.31%$1,503 (-$25)
    1.00$2,4003.25%$1,494 (-$33)
    2.00$4,8003.00%$1,462 (-$66)
    3.00$7,2002.75%$1,430 (-$98)
    4.00$9,6002.50%$1,398 (-$129)
    5.00$12,0002.25%$1,367 (-$160)

    When working with the calculator, please remember the dollar amounts displayed aren’t guaranteed, and what you actually pay may be different. The estimates you receive are for illustrative and educational purposes only.

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